KR ZH EN

Health Insurance Calculator

2026 rates (3.545%) applied. Calculate health insurance and long-term care insurance premiums.

Last Updated: Jan 2026 Reviewed by Smart KR Experts

Enter Salary Info

KRW

For Expats & Nomads

Need Global Health Coverage?

SafetyWing offers travel medical insurance for $45/4 weeks. Fully digital, cancel anytime!

Explore SafetyWing

Enter Salary Information

We'll show you health insurance and long-term care premiums.

Related Tools

Korea Health Insurance Guide

What is Employee Health Insurance?

Employees working in Korean companies are required to enroll in National Health Insurance. 50% of the premium is paid by the employee and 50% by the employer, calculated by multiplying monthly salary by the insurance rate.

2026 Insurance Rates

Health Insurance Rate: 7.09%
└ Employee Share: 3.545%
└ Employer Share: 3.545%
Long-term Care Insurance: Health Insurance × 12.95%

FAQ

Q What is the health insurance rate?

The 2026 health insurance rate is 7.09%. Employee and employer each pay 3.545%.

Q How is long-term care calculated?

Long-term care insurance is 12.95% of the health insurance premium (2026). For example, if health insurance is ₩100,000, long-term care is ₩12,950.