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Updated with 2026 Korea Housing Policy & HUG Standards

Jeonse Safety Checker

Essential diagnostic before signing a lease. Analyze debt ratios to identify "Underwater Jeonse" risks.

Real Estate Expert Audited
Last Updated: Feb 2026

What is a Jeonse Safety Diagnostic?

A Jeonse Safety Diagnostic is the process of evaluating the debt risk of a property to protect your deposit from "Underwater Jeonse" (깡통전세). It analyzes the Debt-to-Value Ratio by combining the property's market price with its existing mortgages and your proposed deposit. In 2026, understanding updated HUG Deposit Insurance standards (like the 126% rule) is critical for expats and locals alike to avoid rental fraud in South Korea.

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KRW

* Check 'Section Eul' of the Certified Copy of Registry

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Provide market value, mortgage, and deposit
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